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Hello I'm Fernando, I'm here to help.

As a Mortgage Loan Originator and VP of Business Development for Z Loans Funding, my job is to help local home buyers purchase their first home, their investment property, or  refinance their existing homes.  I also help international home buyers purchase their investment properties in the states we serve. 

If you were directed to access your credit report, you can do so by clicking on the tab below

You can also start your self-input loan application thru our secure system by clicking the tab below.


Fernando Saenz - NMLS# 39342

If you have any questions you can call me or e-mail me.

Fernando Saenz

Call: (201) 953-4039


NMLS# 39342

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My Story

I have been in the mortgage financing business for over 27 years, also have experience in the Real Estate and Insurance business helping families with their mortgage, real estate and insurance needs. I am also fluent in Spanish and English.


I am seeking to establish new relationships with experienced and licensed brokers and NMLS Loan Officers looking for a better lender partner to grow their business.


I am also able to help national and international buyers/investors in obtaining mortgage financing to buy a home, refinance or purchase a second home or investment property in New Jersey, North Carolina and Florida.   


One of the most important factors in growing and expanding your business is having the right team behind you to support every aspect of your business.  At Z Loans Funding, we strive to earn your trust in hopes of mutual business growth. 


If you and your team would like to be part of a passionate and committed team with a strong work ethic, please feel free to send me a direct message to  or call me at (201) 953-4039



I'm always looking for new and exciting opportunities. Let's connect.

(201) 953-4039

NMLS ID 2028924| State Licenses | NMLS Consumer Access | Privacy Notice | Equal Housing Lender | CA Loans made or arranged pursuant to a California financing Law license

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